UnitedHealthcare Adds New Accident Product to Its Voluntary Benefits

Accident Protection Plan provides cash benefit to help limit employees' out-of-pocket expenses after an accident Benefit can help pay deductibles and copayments, and cover lost income UnitedHealthcare has added accident protection to its voluntary benefits product offerings for employers. UnitedHealthcare's Accident Protection Plan provides a cash benefit for covered events to help limit employees' out-of-pocket expenses after an accident, and can help pay deductibles and copayments, and cover lost income. Employers that offer their workers UnitedHealthcare medical benefit plans can integrate the Accident Protection Plan with other ancillary products such as critical illness, dental, vision and disability insurance. UnitedHealthcare's voluntary benefits are also available as standalone products. “A short-term spike in unexpected expenses can be devastating for many people, especially in today's economy,” said Gary Harger, vice president of voluntary products, UnitedHealthcare. “Some people suffer injuries that don't require a disability leave, but they still incur major expenses and possibly lost income related to their care. Benefit payments from an accident insurance policy allow people to focus on healing instead of their bills.” Employers offering both medical and voluntary plans from UnitedHealthcare also benefit from streamlined, more efficient plan administration that enables a greater focus on the overall health of plan participants across all benefits offered by the company. The Accident Protection Plan is currently available to businesses with 51 or more eligible employees in 33 states and the District of Columbia. The states are: Alabama, Arizona, Arkansas, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Maine, Michigan, Mississippi, Montana, North Dakota, Nebraska, New Jersey, Nevada, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Utah, Wisconsin, West Virginia, and Wyoming.