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Many car insurance providers recognize the service provided with military discount car insurance. Past and present military members can take advantage of an exclusive discount offered by the following insurance companies. You served us, now allow them to serve you with a completely curated car insurance policy to protect you, your car and the ones you love.
Car Insurance Quotes Military Discounts
Compare quotes from some of our favorite car insurance providers that offer a military discount and read in-depth reviews below. The best car insurance companies that offer a military discount according to Benzinga are USAA, Progressive, Clearcover, Erie Insurance and Assurance.
What Factors Impact Your Premium?
Car insurance quotes vary greatly depending on factors like state, age, driving record, and coverage options. Get a custom quote in minutes using an online quote tool and discover which company suits you best. A military discount may be one of the many car insurance discounts that you qualify for.
Something to keep in mind is that choosing to not continue auto insurance coverage while you're deployed (even if your car is being stored off-road and not driven) can have an impact on your auto insurance premiums. For example, a lapse in coverage for an extended period of time could increase your rates when you return. And not carrying car insurance on a car registered to you may be illegal in some states. Check out your state's minimum liability laws to know more. Some states, like Michigan, allow you to waive coverage requirements with a special form.
Auto Insurance Coverage Types
Not all auto policies are created equal when it comes to coverage options. Some car insurance companies offer a wide range of options while others prefer to keep the options limited and straightforward. Of the companies that offer a military discount on car insurance policies Esurance, Progressive, and USAA stand out the most.
Car insurance quotes vary greatly depending on factors like state, age, driving record, and coverage options. Get a custom quote in minutes using an online quote tool and discover which company suits you best. A military discount may be one of the many car insurance discounts that you qualify for.
| Company | States Offered | 12-month policy quote | Overall Rating 1-5 |
|---|---|---|---|
| Clearcover, Inc. | Texas, Arizona, Utah, Oklahoma, Louisiana, Nebraska, Missouri, Wisconsin, Indiana, Georgia, Pennsylvania, Maryland, California, Illinois | $1,692 | 3.5 |
| Erie Insurance | District of Columbia, Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin | $1,799 | 3.5 |
| Esurance | 44 states | $1,266 | 4 |
| GEICO | All | $1,647 | 4.5 |
| Progressive | All | $1,358 | 5 |
| Kentucky Farm Bureau | Kentucky | $1,106 | 4 |
| USAA | All | $1,249 | 4.5 |
Auto Insurance Providers with Military Discounts Reviews
Not all auto policies are created equal when it comes to coverage options. Some car insurance companies offer a wide range of options while others prefer to keep the options limited and straightforward. Of the companies that offer a military discount on car insurance policies GEICO, Progressive, and USAA stand out the most.
- Active military members
1. USAA
USAA is the only insurance company that insures cars strictly for current and past members of the military. In addition to that discount, they also offer accident forgiveness, a multi-policy, defensive driver, loyalty, and usage-based discount. Their coverage options range from the standard comprehensive, collision, and liability to PIP (personal injury protection) and rental car reimbursement.
Read Benzinga's full USAA auto insurance review
- Drivers with consistently good driving habits
2. Progressive
Progressive coverage options include an SR-22, which is a car insurance liability document required for high-risk insurance policies.
They also offer comprehensive, collision, uninsured and underinsured motorist, property damage, medical payments, bodily injury, rental car reimbursement, loan and lease gap, and protection for your pets.
Read Benzinga's full Progressive auto insurance review
3. Clearcover
If you are a Texas, Arizona, Utah, Ohio, Oklahoma, Louisiana, Nebraska, Missouri, Indiana, Wisconsin, Georgia, Pennsylvania, Maryland, California or Illinois resident you can take advantage of the coverage options and military discount provided by Clearcover.
In addition to the military discount, they also offer discounts for having an anti-theft device, being a defensive driver and having a safety device. Clearcover provides the fastest claims experience by issuing payment on eligible claims within 30 minutes or less. Customers can file and track their claims, request roadside assistance, manage billing and payments and access policy documents 24/7 through the Clearcover mobile app.
4. Erie Insurance
Erie is praised for their 24/7 customer claims service and the ease of their online quote tool. They offer alternate transportation as a coverage option in addition to the standard coverage.
If you’re looking for even more discounts you may qualify for a safety device discount, defensive driving, loyalty, and more.
5. Esurance
Esurance car coverage is available in all states for the exception of Alaska, Delaware, Hawaii, Montana, New Hampshire, Vermont, and Wyoming. They have a mobile app and a 24/7 claims service.
In addition to a military discount they offer anti-theft, multi-policy, defensive driving, good student, loyalty, homeowner, and safety device discount. Esurance also offers SR-22 coverage, if needed.
Car Insurance Discounts for Military Members
Active and veteran military personnel can apply for many discounts on car insurance as well as home, health, life, and more. Get a quote from one of our top providers and compare prices.
Frequently Asked Questions
Do you get a military discount on car insurance?
Many car insurance providers offer at least a 15% discount for active and retired military members. Most providers will state on their website whether or not this type of discount is offered — but be sure to ask your agent or customer service representative if you don’t see this type of discount offered.
Do I need car insurance while I'm in the military?
This may depend on your state, but you may be required to carry a minimum amount of insurance even while you’re deployed and not using your car.
You always have the choice whether or not to keep your insurance active, but it can come with consequences, including not meeting minimum legal requirements for your state or your car insurance rates going up when you return. And if something happens to your car while you’re away, even if it’s stored off-road and not being driven, you’ll be responsible for any associated expenses.
Some states will allow you to show proof that your car will be stored and not being driven in order to waive minimum liability requirements — but remember, this doesn’t mean you’re protected from other types of liability.