Car Insurance Military Discount

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Past and present military members can take advantage of an exclusive discount offered by the following insurance companies. You served us, now allow them to serve you with a completely curated car insurance policy to protect you, your car and the ones you love. 

Get Auto Insurance Quotes with Your Military Discount
Try 2-3 companies for the best quote

The Best Car Insurance with Military Discount:

What Factors Impact Your Premium?

Car insurance quotes vary greatly depending on factors like state, age, driving record, and coverage options. Get a custom quote in minutes using an online quote tool and discover which company suits you best. A military discount may be one of the many car insurance discounts that you qualify for. 

Coverage Options

Not all auto policies are created equal when it comes to coverage options. Some car insurance companies offer a wide range of options while others prefer to keep the options limited and straightforward. Of the companies that offer a military discount on car insurance policies GEICO, Esurance, Progressive, and USAA stand out the most. 

Car insurance quotes vary greatly depending on factors like state, age, driving record, and coverage options. Get a custom quote in minutes using an online quote tool and discover which company suits you best. A military discount may be one of the many car insurance discounts that you qualify for. 

CompanyStates Offered12-month policy quoteOverall Rating 1-5
Clearcover, Inc.California, Illinois
$1,692 3.5
Erie InsuranceDistrict of Columbia, Illinois,
Indiana, Kentucky, Maryland,
New York, North Carolina,
Ohio, Pennsylvania, Tennessee,
Virginia, West Virginia, Wisconsin
$1,799 
3.5
Esurance44 states $1,266
4
GEICOAll$1,6474.5
ProgressiveAll$1,358
5
Kentucky Farm BureauKentucky$1,1064
USAAAll$1,2494.5

Auto Insurance Providers with Military Discounts

Not all auto policies are created equal when it comes to coverage options. Some car insurance companies offer a wide range of options while others prefer to keep the options limited and straightforward. Of the companies that offer a military discount on car insurance policies GEICO, Progressive, and USAA stand out the most. 

1. USAA

USAA is the only insurance company that insures cars strictly for current and past members of the military. In addition to that discount, they also offer accident forgiveness, a multi-policy, defensive driver, loyalty, and usage-based discount. Their coverage options range from the standard comprehensive, collision, and liability to PIP (personal injury protection) and rental car reimbursement. 

Read Benzinga’s full USAA auto insurance review

2. GEICO

GEICO offers comprehensive, collision, personal liability, underinsured motorist, property damage, medical payments, bodily injury, rental car reimbursement, and no-fault coverages.

They also have a mechanical breakdown coverage option that is available to military personnel and veterans. 

Read Benzinga’s full GEICO auto insurance review

3. Progressive

Progressive coverage options include an SR-22, which is a car insurance liability document required for high-risk insurance policies.

They also offer comprehensive, collision, uninsured and underinsured motorist, property damage, medical payments, bodily injury, rental car reimbursement, loan and lease gap, and protection for your pets. 

Read Benzinga’s full Progressive auto insurance review

4. Clearcover

If you are a California or Illinois resident you can take advantage of the coverage options and military discount provided by Clearcover.

In addition to the military discount, they also offer discounts for having an anti-theft device, being a defensive driver, and having a safety device. Their claims service is available 24/7 through their mobile app where you can also check your policy documents.  

5. Erie Insurance

Erie is praised for their 24/7 customer claims service and the ease of their online quote tool. They offer alternate transportation as a coverage option in addition to the standard coverage.

If you’re looking for even more discounts you may qualify for a safety device discount, defensive driving, loyalty, and more. 

6. Esurance

Esurance car coverage is available in all states for the exception of Alaska, Delaware, Hawaii, Montana, New Hampshire, Vermont, and Wyoming. They have a mobile app and a 24/7 claims service.

In addition to a military discount they offer anti-theft, multi-policy, defensive driving, good student, loyalty, homeowner, and safety device discount. Esurance also offers SR-22 coverage, if needed.

Discounts for the Military

Active and veteran military personnel can apply for many discounts on car insurance as well as home, health, life, and more. Get a quote from one of our top providers and compare prices.

Frequently Asked Questions

1) Q: By law, what types of car insurance do I have to have?

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1) Q: By law, what types of car insurance do I have to have?
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(almost all — not NH) All states require you to carry liability insurance on your vehicle. Your state may require additional auto insurance coverage. Limits are expressed: Amount for injuries per person/amount for injuries total per accident/amount for property damage per accident.

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2) Q: Should I have just the minimum amount of car insurance required by my state?

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2) Q: Should I have just the minimum amount of car insurance required by my state?
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It’s a good idea to purchase more than the state minimum of any type of insurance. State minimums are set relatively low to keep insurance affordable, but in the case of an accident, you can deplete your minimums quickly with expensive medical and property damage costs. Once your bills extend past the minimums, you’ll personally be liable for additional costs and damage. Get the coverage that makes sense for you here.

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3) Q: How does my personal credit play a role?

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3) Q: How does my personal credit play a role?
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Insurance carriers run credit scores to help determine policy premiums. Your insurance rates will likely be lower if you have an excellent credit score. On the other hand, your insurance rates may be higher if you have a poor credit score. Insurance companies believe credit scores are an indicator of whether you’ll make your insurance payments on time and credit scores combined with other data can be predictive of risk. Check out the best companies for all credit scores now.

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