

Bristol West began as a private passenger automobile insurance carrier for Florida residents. Since it began in 1973, it has expanded to offer car insurance policies to residents in 42 other states. It is also a member of the Farmers Insurance Group.
It’s important to consider and compare your options if you’re looking for an insurance product. This applies whether you’re looking for a standard home insurance policy or auto insurance policy.
Benzinga is committed to helping you understand your options and how to find the right insurance company and coverage for you. Read our Bristol West insurance review for more information.
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Bristol West offers auto insurance policies to a wide range of customers. One of the benefits of using Bristol West is that you may be eligible for a policy even if you are considered a high-risk driver. Have you had more than one recent accident or traffic violation? If so, you may be considered a high-risk driver. In this case, it may become more difficult for you to find a policy. Bristol West may be able to offer you an auto insurance policy even if you have a weak driving record.
Bristol West operates in the way that many small insurance companies do. You work directly with an agent to find and purchase the right coverage options for your auto insurance policy. This is an attractive feature for many people. However, if you’re more comfortable with purchasing a policy online or directly from an insurance company, you may prefer to work with a different company. You must contact an agent to receive a quote through Bristol West. This can also make it more difficult to compare your options without feeling pressured to make a decision.
Of course you’re interested in getting the best rates! First, take your specific needs into consideration. You’ll want to look for a policy that can offer you the right amount and variety of coverage. Once you’ve identified the types and amounts of coverage you need, it’s time to consider discounts. Most insurance companies will ask you questions as they put together your quotes and apply the discounts that you are eligible for. It’s also a good idea to be aware of the discounts yourself so you can ask your insurance agent about them.
Some of the discounts offered by Bristol West include:
Bristol West offers a few different coverage selections with each auto insurance policy.
There are two types of liability coverage that comes with your auto insurance policy:
The medical payments portion of your auto policy provides additional assistance if a car accident occurs. It may be used to help pay for either you or your passengers’ medical expenses, no matter who is found to be at fault in an accident.
This optional coverage is only available in some states.
You may also get into an accident with someone who doesn’t have any liability coverage. This coverage option may be able to help you out. You may also be able to use this coverage if the other driver takes off from the scene of the accident.
Without this coverage, you may have to pay out of pocket for damages and medical expenses not covered by the other driver’s auto insurance policy.
Gap coverage is an optional insurance option that you may want to look into if you have a newer or more expensive vehicle. It may be able to help pay the difference between what you owe on the lease or loan of your vehicle and what the insurance company pays if your car is considered a total loss due to an accident.
You may be able to use your rental car reimbursement coverage to help offset the costs of a rental car.
You should be aware that you may only be able to use this coverage if your insurance company pays for repairs on your vehicle. This means that the cause for the repair must be covered by your auto insurance policy.
Roadside assistance coverage may be able to help you if your car breaks down somewhere. Roadside assistance is an optional coverage that you may add to your policy. It may be able to provide you with battery and flat tire service as well as access to a tow truck.
The value you can get from Bristol West depends on your auto insurance needs. Typically, Bristol West offers more expensive premiums than some of its competitors. Only you can decide whether the price and value of the insurance policy make sense for you.
You can contact Bristol West’s customer service representatives Monday – Friday from 8 a.m. to 6 p.m. in your local time zone. The phone number you can call to speak with a customer service agent is 1-888-888-0080. You can also call this number at any time (24/7) to make a payment. You’ll need to call a different number for claims support. You can contact claims support at 1-800-274-7865.
It’s no secret that there are a lot of insurance companies out there. Is Bristol West auto insurance company the best option for you? Get more information by contacting a Bristol West agent or broker.