Best Online Will Makers

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Contributor, Benzinga
Updated: January 4, 2022

Ready to make your will but don’t want to pay a lawyer hundreds of dollars per hour to do it? An online will maker can teach you how to set up a will, and the best online will makers are affordable and a popular alternative to a lawyer.

Online wills are legal, legitimate and affordable. Online wills have been around almost as long as the Internet, and the best online wills follow all the necessary regulations and are 100% legal. Learn how to get started now.

Best Online Will Makers

  • Fabric Life Insurance
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    21 - 60
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  • LegalZoom
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    Best For
    DIY guided legal services
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    securely through LegalZoom's website
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  • Rocket Lawyer
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    Best For
    Superior user interface
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  • U.S. Legal Wills
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    Best For
    Low cost
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    securely through U.S. Legal Wills's website
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Key Points: Online Will Makers

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  • In some states, digital wills require no witnesses.
  • Digital wills are still not accepted in all states
  • Digital wills are electronic wills with electronic signatures.

What is an Online Will?

Online wills are an affordable alternative to having a lawyer draft your will instead. Online will makers give you the ability to draft your own will, then print and sign it through an online document creator. You may be wondering: How do you know how to write your own will? Will makers help you create your own document 1 step at a time.

If you get stuck, online will-making companies even offer access to attorneys. As an add-on, will making services have attorneys standing by to answer any questions you may have, all for an additional fee or even a product upgrade. If you’re worried that doing your will yourself will lead to serious legal snafus down the road, the legal assistance you need is available.

Online wills are not a substitute for a lawyer if you have a complicated estate. If you own property in more than 1 state, if you have several marriages or even children outside of your current marriage, these are more complex legal questions that are better addressed in a real one-on-one conference with an attorney. For online wills, think simple.

The 4 basic types of wills are:

  1. Simple will: Simple wills disburse assets upon death and name guardians for offspring and sometimes even pets..
  2. Testamentary trust: A testamentary trust sets aside assets in trusts, names beneficiaries and a trustee. 
  3. Joint will: A joint will, also known as a mirror will, is a 2-person will, usually spouse to spouse.
  4. Living will: A living will goes into effect if you become incapacitated.

Last Will and Testament Definition

A last will and testament is a legal document that expresses how someone wants their affairs and possessions handled after their death. A will can express who receives the deceased party’s assets, like property or cash, or even who gets guardianship of their children. The person creating the document is the ‘testator.’ The testator names an executor, who then carries out the instructions of the will.

Digital Will vs Online Will

A digital will is not the same thing as an online will. A digital will is quite simply a will that’s created electronically and signed electronically. In some cases, because it has an electronic stamp, there is no need for witnesses. While digital wills are becoming more accepted, many states still don’t consider them valid.

A digital will may also refer to the end-of-life instructions you leave for your digital assets and footprint.

What is an Online Will Maker?

An online will maker is a simpler and more affordable way to make your will. Instead of paying thousands of dollars to an attorney, just follow the steps on the will maker website, and before you know it, you’ve got a will. 

Online will makers are not well-suited for more complicated wills. They can, however, have an executor. An executor is simply the person named in your will to carry out your wishes. 

Are Online Wills Legitimate?

Yes, online wills are legitimate. They follow the same guidelines as wills made by attorneys and the simple truth is that online wills, the framework at least, are even created by attorneys. Just because it’s online doesn’t mean it’s not legitimate.

How to Create a Will with Online Will Makers

When it’s time to actually create the document that’s going to become your will, here are some simple steps to help you get started. Before you go onto a will-making website and start clicking away, make sure all your ducks are in a row. Writing a will and keeping it safe consists of:

  • Assessing all your assets
  • Choosing your beneficiaries
  • Selecting an executor
  • Picking an online will site
  • Putting your will in a safe place when you’re done

Tips for Keeping Your Will Safe

Now that you’ve created your will and printed it out, all signed and legal-like, you’re going to want to store it in a safe place. You can do it the easy way by locking it away in a safe, or you can leave it with your attorney. 

You can also file your will with a probate court, but never stash it away in a safety deposit box, unless your executor knows exactly where it is.

Best Online Will Platform Reviews

If you need to get started making your online will, here are some great places to start.

1. Fabric Life Insurance: Best for Free Online Will

When it comes to online will makers, Fabric Life Insurance offers a free will service and app known as the Family Vault. All your will’s information gets stored in the ‘vault.’ Fabric offers services such as:

  • Spouse will
  • Guardianship
  • Executor
  • Special bequests
  • Final arrangements

With the Fabric Life will maker you can appoint a guardian and beneficiary, mirror your will with your spouse, make all final arrangements. The Fabric online will maker is 100% free to use. You don’t even need a paid membership.

Cost: Free

  • Fabric Life Insurance
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    Age Requirements
    21 - 60
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    securely through Fabric Life Insurance's website
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With over 20 years in the business and 4 million users, LegalZoom is one of the original will-making websites. No one has a better reputation than LegalZoom.

LegalZoom offers:

  • Last will and testaments
  • Living wills
  • Living trusts
  • Attorney assistance
  • Financial powers of attorney

Basic wills include state-specific documents to help you create your will and unlimited revisions for 30 days. Comprehensive wills include attorney assistance.

Cost: Basic wills start at $89

  • LegalZoom
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    Best For
    DIY guided legal services
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    securely through LegalZoom's website
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If you're looking for a low cost solution to your will and estate planning, U.S. Legal Wills is a solid and trusted service. Unlike other similar services, you don't need a subscription to get started.

  • U.S. Legal Wills
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    Low cost
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4.  Rocket Lawyer: Best for Updates and Changes

Rocket Lawyer makes it easy to create your online will with its intuit interface. You can create a basic will in as little as 20 minutes and the standard subscription even comes with a free 30-minute consultation with an attorney. Services include:

Cost: $39 for basic subscription

  • Rocket Lawyer
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    Superior user interface
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Pros:

  • Superior user interface
  • Good form builder
  • Free trial

Cons:

  • Free trial requires credit card

Start Your Will Online Today

If you need to make your will but don’t have a lot of money to spend, online will is a good option for you. Get started with one of our recommended online will maker sites to create your will today and begin your estate planning.

Frequently Asked Questions about Online Will Makers

Questions & Answers

Q
Are online wills legal?
A

Online wills are becoming more popular and are legal in some states, but still all states do not consider them legally binding.

Q
Who are online wills best for?
A

Online wills are best for people who are on a budget and do not have a complicated estate.

Q
Is an online will enough to handle my estate?
A

In most cases, online wills are enough. For those people who have complex estates, like properties in multiple states and extensive holdings, an attorney is recommended.