Best Financial Advisors in Montgomery, Alabama

Looking for the right advisor for you? Datalign Advisory makes finding a financial advisor specific to your needs easier than ever.

A financial advisor can help you supercharge your money now for financial comfort in the future. Use Benzinga’s list of the best financial advisors in Montgomery, Alabama to find the right firm today.

Best Robo-Advisor: M1 Finance

A powerhouse in robo-advising, M1 Finance has expanded its offerings to rebrand itself as your all-in-1 financial hub.

Best For
Customizable Robo Investing

Its core concept has remained the same — you chart your investment strategy and schedule, they handle the steering with automated dynamic rebalancing. But now you can also invest, borrow and spend with your M1 accounts.

M1 members can choose from 2 account levels: M1 Basic and M1 Plus. Both offer free investing, but Plus gives you more flexibility by offering a 2nd afternoon trading window. 

If your investments total at least $25,000, you can utilize both windows.

M1 Plus offers other perks. You’ll earn interest and cash back on your M1 Spend checking balance and get discounted rates on interest on the M1 Borrow line of credit.

M1 doesn’t offer financial planning. It’s a 100% investor-directed platform, so knowing your financial goals and the methods to meet them is important. 

Choose from nearly 100 expertly selected mixes. M1 models your portfolio with a pie chart-based interface and displays your mix as the slices. 

You can also customize a portfolio using over 6,000 low-cost exchange-traded funds (ETFs) and individual stocks. M1 utilizes fractional shares, so the full might of your money is put to work.

M1 Basic is free to use, while M1 Plus is $125 a year. With either account, investments totaling at least $10,000 net you access to a flexible, low-rate portfolio line of credit. M1 Plus members also earn interest, get cash back and receive more ATM reimbursements (among other benefits) with their M1 Spend account.

Best for Integrated Wealth Management: Jackson Thornton Asset Management

Jackson Thornton Asset Management (JTAM) offers financial planning, tax analysis, investment services, portfolio analysis and retirement planning. 

JTAM believes a comprehensive financial strategy is the best way to ensure your financial security. It can help you identify your goals and develop a long-view financial strategy to avoid emotional or reactive investment decisions.

JTAM relies on Modern Portfolio Theory as its method of investment analysis and strategy. But it also tailors wealth management services and develops personal client relationships. 

JTAM oversees investment portfolios for individuals, eligible retirement plans, charitable organizations, private foundations, trusts and small businesses.

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JACKSON THORNTON ASSET MANAGEMENT, LLC

JACKSON THORNTON ASSET MANAGEMENT, LLC

$890,335,975
  • A percentage of assets under your management
$250,000 for investment management services, $500,000 for fixed income portfolio management services
8
499
Yes
62
4
  • Pension consulting services
  • Selection of other advisers (including private fund managers)
Address

200 COMMERCE STREET MONTGOMERY AL, 36104

Phone number

334-834-7660

Best For
ETF Investors

Best Mobile App: Betterment

Betterment provides useful financial management and robo-advisory services from the convenience of your smartphone. The Betterment mobile app is streamlined and user-friendly, capable of providing sophisticated, all-in-1 digital financial management.

Betterment offers 2 membership tiers: Betterment Digital and Betterment Premium. For Betterment Digital, you don’t have to maintain a minimum balance. You’ll be charged a relatively low fee of 0.25% of assets under management (AUM) at this tier. 

Betterment Digital provides robo-advisory services. It doesn’t include financial advising or planning, but modular packages can address segments of financial planning like retirement or college funding. These add-ons start at $199. 

Betterment Premium is accessible if you keep at least $100,000 in investments. Fees are 0.40% of AUM. 

Premium clients have unrestricted access to vetted Certified Financial Planners™ (CFPs®). Advising for externally linked accounts, like a 401(k), is also available with Betterment Premium.

Available account options are individual and joint nonretirement accounts, IRAs and trusts. 

The Betterment Portfolio Strategy overall relies on evidence-based strategy with a focus on investor goals. 

You can pick from 3 investment strategies: a socially-responsible portfolio mix, the Goldman Sachs Smart Beta option for higher returns or the BlackRock Target Income portfolio, which relies on bond investment, insulating your income by protecting from risk. You can also curate a Flexible Portfolio tailored to your specific financial goals.

Best for Long-Term Investing: Tucker Financial Group 

Tucker Financial Group (TFG) is an independent financial advisory firm that believes a lasting, familiar relationship with clients is the surest way to meet your financial goals. 

Scheduling an introductory meeting is easy on its website. The firm will tailor services around your financial goals, risk tolerance and more. You’ll benefit from its ongoing, hands-on approach to portfolio monitoring. 

Because TFG is fee-only, its profit is relative to the success of your portfolio. Fees are assessed as a percentage of AUM, ranging from 0.50% to 1.00%, with rates decreasing as your account balance increases.

TFG also offers financial planning services. These are offered at a fixed fee rate, which will be decided between the advisor and client depending on the nature of the service. These fees fall between $100 and $200 per financial plan.

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TUCKER FINANCIAL GROUP

TUCKER FINANCIAL GROUP

$100,000,000
  • A percentage of assets under your management
  • Fixed fees (other than subscription fees)
None
3
N/A
No
60
6
  • Financial planning services
Address

254 WINTON BLOUNT LOOP MONTGOMERY AL, 36117

Phone number

334-277-0500

Pricing
FREE
Account Minimum
$0

Best Portfolio Analysis: Personal Capital

Personal Capital is an all-in-1 digital financial management platform.

Its wealth management services are reserved for investors with at least $100,000 in AUM. But every member (even those without assets under management) can benefit from the Personal Capital free financial tools.

Tools include a Fee Analyzer, a dashboard that displays all of your financial accounts together, a Retirement Planner and more. Personal Capital also includes comprehensive financial planning and investment management in its wealth management services. 

Membership levels are divided into 3 wealth management tiers. Investment Services is available to those with accounts ranging from $100,000 to $200,000. At $200,000 in AUM, you’re eligible for the Wealth Management tier, and 2 advisors will offer custom-fit advice and a personal client-advisor relationship. 

If your account reaches $1 million in AUM, you become a Private Client. At this tier, 2 dedicated financial advisors offer holistic financial planning along with personalized investment strategies along with retirement and estate planning.

Personal Capital’s membership is free. There are management fees for its investment management services based on the size of your balance. Management fees range from 0.89% to 0.49%. The largest accounts see the lowest rates.

Frequently Asked Questions

Q

What’s the difference between financial planning and retirement planning?

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What’s the difference between financial planning and retirement planning?
asked
A
1

Retirement planning is often included as a facet of financial planning, but can also be addressed as a standalone issue. Financial planning primarily deals with accumulating wealth while you’re receiving an income. Retirement planning aims to provide you financial security once you’re beyond your working years.

answered
Q

Can I talk to a financial advisor for free?

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Can I talk to a financial advisor for free?
asked
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Many first-time meetings or consultations with a financial advisor are free of charge. Get in touch with 1 today to find out what your options are.

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Q

Which certifications should my financial planner have?

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Which certifications should my financial planner have?
asked
A
1

When choosing an advisor, look for these designations: Certified Financial Planner™ (CFP®), Certified Public Accountant (CPA) or Chartered Financial Analyst® (CFA®).  

A CFP® designation is the most comprehensive certification for a financial advisor. CPAs are experts in accounting and tax planning while a CFA designation indicates proficiency in Investment and financial analysis.

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Supercharge Your Finances

A good financial advisor can make a world of difference for your financial security now and in the future. Whether you want to kick your current income into high gear or start planning for your retirement, the expert guidance of a professional can put you on the right path. 

Set up a free consultation with 1 of the advisors on our list today. 

Methodology

To determine the top financial advisors in Montgomery, Alabama we pored through all SEC-registered advisory firms who have an office in Montgomery, Alabama. To winnow down the list we only included advisors who were registered fiduciaries, had no past disclosures and have minimal personal conflicts of interest. To further break down the list to the true top advisors in the area, we gave weight to advisors that offered both investment management and planning, had no conflicts of interest, had offices in multiple states, have a wrap fee program and have over $50 million in assets under management.