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Best Banks in Wyoming

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If you’re looking to find a new bank in Wyoming, Benzinga’s here to help. We’ve narrowed the list to the best national and local banks in the state so that you can find your match today.

Current APY
Up to 0.03% on savings accounts
Minimum balance
$25
Checking Fees
$10

Best for Accessibility: Wells Fargo

Wells Fargo has more than 5,000 branches in 36 states. Its widespread branches and 13,000 ATMs throughout the country make it 1 of the most accessible banks. In Wyoming, the bank operates with 21 branches in 16 different cities and towns.

Wells Fargo’s mobile banking app lets you perform all your daily activities — check deposit, person-to-person payments and bill payments. Its customer service is available 24/7 by phone and also can be reached through Facebook and Twitter.

If you’re looking to learn more about money management, the bank has an educational program called The Hands on Banking® program with all the tools you need to become financially savvy.

Minimum balance
$0
Checking Fees
$0

Best for Businesses: Bank of the West

Bank of the West operates with 22 branches in 20 different cities and towns in the state of Wyoming. The bank also has 512 more offices in 18 states. 

The bank offers multiple business checking accounts for every need — whether it’s just for the essentials or for unique services with relationship benefits. 

Some of the business accounts include:

  • Any Deposit Checking for Business. An account with no minimum balance requirements.
  • Classic Business Checking. An account designed for the everyday and long-term needs of an active business.
  • Choice Business Checking. An account with additional services and relationship benefits.

Bank of the West also offers an Analyzed Business Checking account to meet the needs of bigger businesses. If your business has complex needs such as automated payables and receivables, streamlined money and security controls, this account may be right for you.

Current APY
N/A
Minimum balance
$50 to $2,500
Checking Fees
$0 to $10

Best for Home Loans: Bank of Jackson Hole

Bank of Jackson Hole is a local bank with 10 branches in 6 different cities and towns throughout the state of Wyoming. 

The bank serves only the communities in and around the Jackson Hole Valley. It can offer the benefits of local expertise, local management and local ownership along with quick and professional customer service. 

Bank of Jackson Hole has a diverse range of mortgage products, including fixed and adjustable-rate mortgages, jumbo mortgages and other mortgages for refinancing. It also provides a lineup of mortgage tools to help you find the right loan program, as well as access to its team of experienced loan officers to help you through the process.

Minimum balance
$25 to $100 depending on account type
Checking Fees
$0 to $24.95 depending on account type

Best for Credit Cards: U.S. Bank

U.S. Bank is 1 of the largest banks in the country with 2,895 branches located over 26 states, including 15 accessible branches throughout the state of Wyoming.

U.S. Bank has a wide range of credit cards to match your needs. It offers all the essential types of cards, such as cashback, rewards, travel and no annual fee. But the bank also offers cards for groceries, fuel, retail, low-interest, credit-building and small businesses.

Some credit cards through U.S. Bank offer credit for annual streaming services like Netflix and Spotify, making them a must-have if you’re a binge-watcher.

Current APY
N/A
Minimum balance
$50
Checking Fees
$0

Best for Low Fees: First Bank of Wyoming

First Bank of Wyoming is a division of Glacier Bank. Glacier operates individual bank divisions that provide world-class financial services to individuals and businesses throughout the Western U.S. The Glacier family has repeatedly ranked among the top 10% in the nation for financial strength and has been recognized by “Forbes” and “Money” magazines.

The bank offers notable service, dependability and value. Its checking account doesn’t let you worry about the strings attached to your account to avoid fees. You can open a checking account with $50 and get free perks such as a VISA® debit card, mobile banking services, eStatements, a thank you gift and much more. 

First Bank of Wyoming will also buy back your old checks and debit card from another financial institution and apply up to $10 to your new account.

Frequently Asked Questions

Q: Are my bank deposits insured?

A: Banks are typically backed by the Federal Deposit Insurance Corporation (FDIC). It’s an independent agency of the U.S. government that protects your deposits in the event that your bank goes under. 

Q: Should I choose a national bank or a local bank?

A: Both national banks and local banks have their merits. A large national bank is better suited for someone who needs branches in multiple states, advanced banking technology or large assets. A local bank typically offers better customer service and competitive interest rates.

Choose the Right Bank in Wyoming

Start with our list to find the right bank in Wyoming. Take the time to compare products and services before you commit. The right bank can help you manage your money and plan for a solid financial future. 

Methodology

To determine the best banks in Wyoming, Benzinga analyzed over 100 banks and financial institutions. We gave weight to banks in Wyoming with co-op ATMs and cash-back options. We also gave greater rankings to banks which offered the following: checking and savings accounts, online banking, personal loans, mortgages, educational resources, and a mobile app.

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