Education en European Business Awards National Winners 2019 for Italy <p>Vote for My School Italy to become the "European Public Champion" in Europe&#039;s<br /> largest business competition. The company has been declared as the National Winners of Italy. The video is available at: <a href="" title="" rel="nofollow"></a>. It tells the unique story of the business success and the General Public vote which means a lot to the company and the country. To have public approval of this success is a great endorsement.</p> <p>Bari, Italy, September 20, 2019 --(<a rel="nofollow" href="" rel="nofollow"></a>)-- European Business Awards has declared My School Italy as Italy&#8217;s National Winner 2019 in the International Expansion category. The Company will now go on to the final stage of the competition. The Company has been chosen out of over 120,000 businesses from 33 countries considered at the beginning of this year&#8217;s European Business ...</p><p><a href= alt=European Business Awards National Winners 2019 for Italy>Full story available on</a></p> business News Education Press Releases News Education Press Releases Benzinga Fri, 20 Sep 2019 19:59:11 +0000 14467193 at Buying A Home Is The Cheapest It's Been In 20 Years <p>Have you heard of the 36% rule to qualify for a mortgage?</p> <p>It means your total monthly debt payments shouldn&rsquo;t be more than 36% of your monthly income before taxes.</p> <p>Millennials are being smart about home buying. The vast majority &mdash; 76% &mdash;&nbsp;are spending <a href="">less than 30% of their monthly income</a> to pay the mortgage. That&rsquo;s not apples to apples, but it is a good indicator of today&rsquo;s <a href="">home affordability</a>.</p> <p>Although&nbsp;the actual cost of buying a house certainly hasn&rsquo;t gone down, buying as a percentage of income is the same or less than 20 years ago.</p> <p>A Harvard University study showed that&nbsp;&ldquo;price-to-income ratios peaked in 226 of 382 metro areas between 2005 and 2009.&rdquo;</p> <p>If you&rsquo;re sitting on the sidelines waiting for prices to come down, you might want to reconsider and instead unfold that&nbsp;<a href="">moving checklist</a>.</p> <h3>What Should You Be Considering Instead Of Listing Prices?</h3> <p>You&rsquo;ll just keep suffering sticker shock if all you do is look at listing prices that historically have always gone up.</p> <p>Millennials took away a bad lesson when home prices nosedived in 2007 and didn&rsquo;t begin recovering until 2011. That&#39;s because it was one of the ...</p><p><a href= alt=Buying A Home Is The Cheapest It&#039;s Been In 20 Years>Full story available on</a></p> Education Personal Finance General Real Estate Education Personal Finance General Real Estate Benzinga Fri, 20 Sep 2019 14:56:48 +0000 Brian Kline 14458644 at Too Good To Be True: The Rise And Fall Of MoviePass <p>After a wild eight-year ride, <strong>Helios and Matheson Analytics Inc </strong>(OTC: <a class="ticker" href="">HMNY</a>) officially shut down its subscription movie theater service MoviePass last weekend.</p> <p>In a matter of years, MoviePass went from an unknown startup to a major disruptive force to a financial albatross for parent company Helios.</p> <p>Here&rsquo;s a <a href="">look back</a> at MoviePass&rsquo; rise, downfall and lasting impact on the industry.</p> <h3>Humble Beginnings</h3> <p>MoviePass launched back in 2011, charging early customers $40 per month to see one movie per day of the subscriber&rsquo;s choice at any theater.</p> <p>When the company&rsquo;s first test service launched in San Francisco, 19,000 members initially signed up, grabbing the attention of the major theater chains.</p> <p>In 2012, MoviePass began a national beta test of its service, which ranged in price between $29 and $34 depending on location.</p> <p>After limited early success, CEO Mitch Lowe joined MoviePass in June 2016. Lowe&rsquo;s early strategy involved dramatically cutting pricing in an effort to beef up subscriber growth, and the effort worked like a charm.</p> <h3>Helios ...</h3><p><a href= alt=Too Good To Be True: The Rise And Fall Of MoviePass>Full story available on</a></p> AMC CNK HMNY Mitch Lowe MoviePass Education Top Stories Tech Media General CNK US17243V1026 HMNY AMC Education Top Stories Tech Media General Benzinga Fri, 20 Sep 2019 13:35:21 +0000 Wayne Duggan 14443762 at 6 Ways To Prepare For Your Family's Financial Future <p>Once you start a family, your sense of financial security might be shaken. Between planning for their education, bigger homes, insurance and more, there is a lot to consider to secure your <a href="">family&rsquo;s financial future</a>. You might think that you have a lot of time to get your finances in order, but it&#39;s better to start now.</p> <p>Here are a few things you should consider.</p> <h3>Understand Your Current Financial Situation</h3> <p>The only way to truly prepare for your financial future is to understand what you are currently spending your money on and how much you are saving each month. Use your online banking statements to track current expenses, like eating out, household bills, grocery bills, clothing expenses, loan payments, and more. Once you have written everything down, you can start to prepare for the future.</p> <h3>Set Financial Goals</h3> <p>Think ...</p><p><a href= alt=6 Ways To Prepare For Your Family&#039;s Financial Future>Full story available on</a></p> AMZN TGT Education Personal Finance General AMZN US0231351067 TGT US87612E1064 Education Personal Finance General Benzinga Fri, 20 Sep 2019 13:15:32 +0000 Lindsey Conger 14458426 at This Day In Market History: SEC Settles Charges Against 15-Year-Old Stock Manipulator <p><em>Each day, Benzinga takes a look back at a notable market-related moment that occurred on this date.</em></p> <h3>What Happened</h3> <p>On this day 19&nbsp;years ago, 15-year-old Jonathan Lebled settled civil charges&nbsp;from&nbsp;the Securities and Exchange Commission by paying a $285,000 fine.</p> <h3>Where The Market Was</h3> <p>The Dow Jones Industrial Average closed at 10,687.92 and the S&amp;P 500 traded at 1,451.34.</p> <h3>What Else Was Going On In The World</h3> <p>In 2000, the dot-com bubble burst, sending the Nasdaq plummeting and ruining thousands of internet-based companies. Faulty tires produced by ...</p><p><a href= alt=This Day In Market History: SEC Settles Charges Against 15-Year-Old Stock Manipulator>Full story available on</a></p> F this day in market history Education Legal SEC General F US3453708600 Education Legal SEC General Benzinga Fri, 20 Sep 2019 11:30:00 +0000 Wayne Duggan 12384250 at NIX United Opens an Office in Saint Petersburg, FL <p>A large tech service provider, NIX United, announces the opening of a U.S. office. From 1994 and onward NIX has been actively operating in the U.S., and is now ready to officially open the doors of its office in Florida for every guest.</p> <p>Saint Petersburg, FL, September 20, 2019 --(<a rel="nofollow" href="" rel="nofollow"></a>)-- The company, with 25-years of experience, specializes in software development for healthcare, insurance, e-commerce, e-learning, and other domains. A team of 2,000 will satisfy the needs of modern business and address tech challenges to take your enterprise to the next level. They professionally deal with both cutting-edge technologies (Blockchain, VR/AR, IoT, DevOps, Data Science) and traditional ...</p><p><a href= alt=NIX United Opens an Office in Saint Petersburg, FL>Full story available on</a></p> business insurance News Education Health Care Tech Press Releases News Education Health Care Tech Press Releases Benzinga Fri, 20 Sep 2019 07:00:00 +0000 14462875 at Guide: How To Dab CBD <p><strong id="docs-internal-guid-c0e986d1-7fff-e773-ab7d-d2ff2744cac8">By <a href="">WeedMaps News</a>&#39;</strong><strong> Tyler Koslow</strong><strong>, provided exclusively to <a href="">Benzinga Cannabis</a>.</strong></p> <p>As a cannabis concentrate enthusiast, I&#39;ll be honest with you: The first time I took a&nbsp;dab of cannabidiol (CBD)&nbsp;it felt strange, almost sacrilegious in light of the potent THC-heavy&nbsp;sauces, badders, waxes, and shatters&nbsp;that I typically consume.</p> <p>As any seasoned dabber knows, a fat dab is typically followed by immense anticipation for the oncoming high. But after I took my first-ever CBD dab, the resulting effect felt more akin to a lazy river than a&nbsp;THC-infused roller coaster, sending me down a strangely relaxing and fuzzy stream&nbsp;void of any intoxication.&nbsp;</p> <p>On the flip side, the process of holding a torch and&nbsp;inhaling super-potent concentrates&nbsp;might seem intimidating to the cannabis newbie, and the stigma that dabbing is needlessly intense may prevent some from harnessing the full potential that concentrated CBD has to offer.&nbsp;</p> <p>You might think dabbing is strictly for hardcore stoners seeking the highest of highs, but some medical patients and consumers could actually benefit from dabbing CBD concentrates to obtain therapeutic relief. The medical and adult-use market are flush with diverse&nbsp;CBD concentrate products, which can be consumed using the same&nbsp;<a href="" rel="noopener" target="_self">type of dab rig</a>&nbsp;you&#39;d use for THC extracts.&nbsp;&nbsp;</p> <h3><strong>What Are CBD Concentrates?</strong></h3> <p>CBD concentrates are&nbsp;hemp-derived or marijuana-derived&nbsp;cannabis products made using&nbsp;an extraction process&nbsp;that retains cannabinoids&nbsp;and&nbsp;<a href="" rel="noopener" target="_self">terpenes while removing</a>&nbsp;undesirable plant matter. Many extraction processes used to extract CBD are similar to those utilized to produce high-THC concentrates. This means that CBD concentrates can come in many textures, some of which may be better-suited for your needs than others.&nbsp;</p> <h3><strong>Types and Textures of CBD Concentrate</strong></h3> <p><img alt="" src="" style="height:371px; width:660px" /></p> <p><em>Cannabidiol (CBD) is also available in concentrated forms such as wax, shatter, and crumble. They can be vaped as virtually pure isolate, extracts featuring the full complement of cannabis&#39;s terpenes and cannabinoids including THC, and terpsolate &mdash; an isolate fortified with liquid terpenes. (Gina Coleman/Weedmaps)</em></p> <p>The process for making THC and CBD concentrates isn&#39;t all that different. Many of the textures available for THC concentrates are also available for CBD concentrates. Here are a few examples you might see on a dispensary menu:</p> <ul> <li><strong>CBD Isolate:&nbsp;</strong><a href="" rel="noopener" target="_self">CBD isolate comes</a>&nbsp;in the form of a crystalline solid or powder, and typically contains 99% pure CBD. Following the use of an extraction process to remove all the active compounds from the cannabis plant, the remaining extract undergoes a refinement process that eliminates THC and all other phytocannabinoids, resulting in the purest available form of CBD.</li> <li><strong>CBD Extract:&nbsp;</strong>Unlike CBD ...</li></ul><p><a href= alt=Guide: How To Dab CBD>Full story available on</a></p> Cannabis CBD Dab dabbing guide Tyler Koslow WeedMaps News Education Markets General Cannabis Education Markets General Benzinga Thu, 19 Sep 2019 23:32:57 +0000 WeedMaps News 14461875 at Is Now The Time To Buy A House? <p>The housing market can be very unpredictable. At one moment, financial experts are saying it is the best time to buy a home, but before you know it, they&#39;re saying otherwise.</p> <p>So when is&nbsp;the right time to <a href="">own&nbsp;a home</a>? The following are a few helpful tips on the right time to buy.&nbsp;</p> <h3>A Strong Economy</h3> <p>Many financial pundits agree that 2019 has been a strong economic year. The job market has remained strong, with low unemployment rates, and wages have increased year-over-year.</p> <p>This combination has provided people with more buying power, strengthening the economy. The increase in buying power has made homes more affordable.</p> <p>All of these factors help make the economic conditions favorable for&nbsp;home buying.</p> <h3>Mortgage Rates</h3> <p>When you look into <a href="">buying a home</a>, one of the most critical factors ...</p><p><a href= alt=Is Now The Time To Buy A House?>Full story available on</a></p> Education Personal Finance General Real Estate Education Personal Finance General Real Estate Benzinga Thu, 19 Sep 2019 19:28:03 +0000 Lindsey Conger 14452330 at Making History: Private Iowa College Attempts To Change Higher Education Pricing Landscape <p>Venture into the middle of the Iowa prairie and you&rsquo;ll find a private college that may swiftly shift the debate about the costs of college on a national scale.</p> <p>Central College in Pella, Iowa, announced a $20,000 tuition cut that takes effect in fall 2020.</p> <p>The liberal arts college, which serves approximately 1,100 undergraduates, is lowering tuition from $38,600 to $18,600 for the fall 2020 academic year.</p> <p>The total 2020 published cost, with room and board &mdash;$10,280 &mdash; now totals $28,880. Last year, Central&rsquo;s published price with tuition, room and board was $48,880.</p> <h3>&#39;Tuition Price Is A Barrier&#39;</h3> <p>The landmark drop brings clarity to a price-sensitive national market and attempts to eliminate the &ldquo;sticker shock&rdquo; that most prospective students and families encounter. In the past, the college offered copious amounts of financial aid and scholarships in order to mitigate the pinch that families feel and shore up its enrollment numbers.</p> <p>But many families see the high &ldquo;sticker&rdquo; price and quickly look elsewhere, never even bothering to find out how much aid they might be able to obtain, or how much they might have to actually pay, said Ken Redd, the senior director of research and policy analysis at the National Association of ...</p><p><a href= alt=Making History: Private Iowa College Attempts To Change Higher Education Pricing Landscape>Full story available on</a></p> Central College Ken Redd Mark Putnam Education Top Stories Exclusives Interview General Education Top Stories Exclusives Interview General Benzinga Thu, 19 Sep 2019 15:29:37 +0000 Melissa Brock 14457561 at 5 Ways To Limit Financial Stress When Planning Your Wedding <p>For many people, their <a href="">wedding</a> is the biggest celebration of their lives, and one that they will remember for the rest of their lives. However, it&#39;s also the time of lavish spending, with wedding spending reaching an all-time high in 2015, <a href="">with an average cost of $32,000</a>. Costs can quickly add up, with many couples going over budget.</p> <p>Here is how to get married without it destroying your personal financial health.</p> <h3>Determine The Kind Of Wedding You Want</h3> <p>As you picture your wedding, what do you see? Try to imagine the overall feel of the wedding you want to capture, whether it&#39;s a backyard barbecue or swanky reception hall downtown.</p> <h3>Have The Budget Talk</h3> <p>Everyone who is involved with paying for the event (including the bride, groom, and parents) should sit down and talk about the <a href="">wedding ...</a></p><p><a href= alt=5 Ways To Limit Financial Stress When Planning Your Wedding>Full story available on</a></p> ETSY Education Personal Finance General ETSY Education Personal Finance General Benzinga Thu, 19 Sep 2019 14:40:15 +0000 Lindsey Conger 14446377 at Camp and Its Lasting Impact; a Study from the American Camp Association <p>ACA&#039;s 5-year study explores the ways summer camps prepare youth for the rest of their lives by decreasing stress levels and improving social relationships.</p> <p>Salt Lake City, UT, September 19, 2019 --(<a rel="nofollow" href="" rel="nofollow"></a>)-- Meeting new friends, trying new activities, and spending time away from home. These are all things we remember fondly when looking back at the camp experience. But did you know they these experiences can impact young people&#8217;s lives for the better? The American Camp Association (ACA) does, and now they understand why.</p> <p>In their recently published 5-year Impact Study, the ACA has examined how summer camps prepare youth for college, careers, and adulthood. It specifically looks at how families choose and prepare for camp, which camp practices lead to lasting learning, and unique outcomes of camp that help young people thrive.</p> <p>&#8220;We conducted our first national outcomes study in 2004-2005, and that&#8217;s the first time we could point to the specific outcomes of the camp experience that demonstrate why camp is great for kids,&#8221; said Dr. Laurie Browne, ACA&#8217;s Research Director. &#8220;But that study was relatively short term so we couldn&#8217;t say anything about if and how those outcomes last over time.&#8221;</p> <p>The ...</p><p><a href= alt=Camp and Its Lasting Impact; a Study from the American Camp Association>Full story available on</a></p> lifestyle News Non-profits Education Health Care Sports Press Releases News Education Health Care Sports Press Releases Benzinga Thu, 19 Sep 2019 13:48:36 +0000 14458482 at HPU Announces 10-Year Growth Plan, $1 Billion Investment <link type="text/css" rel="stylesheet" href="" /> <p>High Point, Sept. 19, 2019 (GLOBE NEWSWIRE) -- <b>HIGH POINT, N.C., Sept. 19, 2019 –</b> Today, High Point University President Nido Qubein was joined with community leaders, faculty and staff to unveil <b>HPU&#039;s new 10-year, $1 billion growth plan.</b></p> <p><b>The Transformational Growth Plan Includes:</b><b> </b></p> <p><b>-10-year commitment from Qubein to continue his leadership at HPU</b></p> <p><b>-$700 million in scholarships focused on first generation students, diversity, academic excellence and veterans</b></p> <p><b>-$300 million in new construction, including a new library, academic building, admissions center and Division I ice hockey facility</b></p> <p><b>- Formation of a Town and Gown Think Tank – A group of local leaders committed to ensuring that the city of High Point and High Point University continue to thrive together.</b> </p> <p>"At High Point University, we have seen tremendous growth in the last 15 years, and we are not done growing," said Qubein. "Our transformation has been productive and purposeful. We have always believed that if you lead with faithful courage, anything is possible. Today, we are excited to continue our university&#039;s growth and broaden our impact locally, nationally and on a global scale." </p> <p><b>Qubein Commits 10 More Years as HPU&#039;s Leader:</b><b> </b></p> <p>Dr. Bob Brown, chairman of HPU&#039;s Board of Trustees, announced on behalf of the board that Qubein has signed a 10-year renewal contract. Qubein has served HPU for 15 years since taking the helm in 2005. </p> <p>"Our university has been blessed with the profound leadership, courage and philanthropy of Dr. Qubein," said Brown. "He is among the most influential leaders and supporters in the country. The Board of Trustees voted unanimously and enthusiastically to persuade him to remain our leader. Thank God, he has agreed. Today, I am honored to announce Dr. Qubein&#039;s transformational leadership will continue for the next decade."</p> <p>Since 2005, Qubein has led High Point University on a meteoric rise. His vision led to nearly tripling traditional undergraduate enrollment from 1,450 in 2005 to 4,600 students today. The university&#039;s total enrollment, including undergraduate and graduate students, has grown ...</p><p><a href= alt=HPU Announces 10-Year Growth Plan, $1 Billion Investment>Full story available on</a></p> News Education Contracts Press Releases News Education Contracts Press Releases Benzinga Thu, 19 Sep 2019 12:59:37 +0000 Globe Newswire 14457863 at This Day In Market History: Cornelius Vanderbilt Prevents A Stock Market Crash — For One Day <p><em>Each day, Benzinga takes a look back at a notable market-related moment that occurred on this date.</em></p> <h3>What Happened</h3> <p>On this day 145 years ago, Cornelius Vanderbilt&rsquo;s plan to support <a href="">the U.S. stock market </a>by buying stocks worked for one day.</p> <h3>Where The Market Was</h3> <p>Vanderbilt&rsquo;s attempt to end the Panic of 1873 predates both the Dow Jones Industrial Average and the S&amp;P 500.</p> <h3>What Else Was Going On In The World</h3> <p>In 1873, Susan B. Anthony was fined $100 for voting in the U.S. presidential election. ...</p><p><a href= alt=This Day In Market History: Cornelius Vanderbilt Prevents A Stock Market Crash — For One Day>Full story available on</a></p> this day in market history Education General Education General Benzinga Thu, 19 Sep 2019 11:15:00 +0000 Wayne Duggan 12376668 at Is CBD Right For Christians? Some Info About Christianity And CBD <p><em><strong>By Natalie Gillespie, Editor-in-Chief of <a href="">God&rsquo;s Greenery</a>.</strong></em></p> <p>In the past few years, CBD has exploded in the marketplace. It appears as though every major retailer is carrying some kind of CBD product &ndash; from Bed, Bath &amp; Beyond to CVS to Saks Fifth Avenue &ndash; and this popular oil is now found in everything from gummies and doughnuts to mascara and face masks. Consumers rave about CBD alleviating a wide variety of ailments, including anxiety, PTSD, psoriasis, eczema, insomnia, seizures, and even addiction to opioids.</p> <p>But is everybody buying it?</p> <p>For some consumers, trying CBD is no big deal. A trend like CBD appears, and when they hear enough good things about it, they give it a try. For Christians, jumping on this CBD bandwagon is not that simple.</p> <p>As followers of Christ, we want to thoughtfully consider what we put into our bodies because the Bible tells us that we &ldquo;house&rdquo; the Spirit of God.</p> <p>While CBD is all over the place, millions ...</p><p><a href= alt=Is CBD Right For Christians? Some Info About Christianity And CBD>Full story available on</a></p> Cannabis God’s Greenery Natalie Gillespie News Education Markets General News Cannabis Education Markets General Benzinga Wed, 18 Sep 2019 17:40:25 +0000 Benzinga Cannabis 14453039 at Can Blockchain Solve Some Of The Aches Of The Cannabis Industry? <p><em><strong>By <a href="">MERRY JANE&#39;</a>s David Silverberg, provided exclusively to <a href="">Benzinga Cannabis.</a></strong></em></p> <p id="docs-internal-guid-6a8f78fc-7fff-54af-2417-32f2a621e1ec">Blockchain may be the solution for the many regulatory and oversight issues plaguing the cannabis industry &mdash; and the benefits have nothing to do with Bitcoin.</p> <p>A critical question every cannabis consumer will ask at some point is, &ldquo;How do I know what I&rsquo;m buying is exactly what it says it is?&rdquo; In recent years, blockchain is fast becoming the answer &mdash; and it has nothing to do with cryptocurrency.</p> <p>Blockchain, a decentralized and transparent digital ledger, has found favor in the cannabis industry, most notably in tracking, tracing, and genome data. A strain&rsquo;s genetics are stored in a smart contract &mdash; which enforces a relationship with cryptographic code &mdash; and information is added during each processing stage.&nbsp;</p> <p>Seed-to-sale tracking innovations are being led by companies such as <strong>TruTrace Technologies </strong>(OTC:&nbsp;TTTSF) and Paragon in LA, and Parsl in Australia., a supply chain integration company, even partnered with cannabis extractor Mile High Labs in Colorado, too. They all provide B2B solutions that aim to tackle two pain points common in the cannabis industry: reform the inventory tracking system, and provide cannabis customers with exact details of a product&rsquo;s lab test results, packaging dates, and cultivar.</p> <p>Those lab tests speak to the processes and ingredients found in every batch of cannabis from every grower, producer, and dispensary. The cannabis has to be tested for heavy metals, pesticides, mold, and other contaminants, combined with potency and terpene levels. Labeling and testing requirements vary from state to state, but they are often draconian, and transferring details from a dispensary&rsquo;s in-house point-of-sale system to the state&rsquo;s tracking system has a lot of moving parts.&nbsp;</p> <p>For the consumer, all these moving parts can be difficult to collate in one place, but a QR code scan or a similar tag can feed all that data onto a smartphone. Also, consumers want to know how rigorous the testing was done on their product; after all, Oregon&rsquo;s cannabis testing system got<a href=""> audited</a> this year and was found to &ldquo;lack of an adequate verification process for cannabis testing results.&rdquo;</p> <p>In a country as vast as Canada, where ...</p><p><a href= alt=Can Blockchain Solve Some Of The Aches Of The Cannabis Industry?>Full story available on</a></p> Cannabis Cannabis Blockchain CNBS Cryptocurrency David Silverberg HMLSF IBM Merry Jane MJ News Paragon Shoppers Drug Mart THCX TTTSF YOLO Education Markets General IBM US4592001014 MJ THCX HMLSF YOLO TTTSF CNBS News Cannabis Cryptocurrency Education Markets General Benzinga Wed, 18 Sep 2019 16:06:25 +0000 Merry Jane 14452327 at