David Dwumah

Founder & CEO


David is the Founder and CEO of OurBanc; a FinTech whose mission is to do its part to reduce the racial wealth gap by channeling the transformative power of purpose, community, and innovative technologies, to provide more equitable, sustainable, and inclusive financial products and services.

He is responsible for every aspect of the business’s success including strategy, raising funds, company culture, team building, accounting, audit, sales, marketing, information technology, compliance, regulation, and legal.

Growing up in Ghana, David had always been intrigued by Susu, an informal community-based savings practice that enables family and friends with limited or no access to formal banking services to come together to borrow and lend money to each other. David founded OurBanc based on his firsthand experiences and to leverage his cross-functional expertise working across banking, finance, technology, and risk industries.

Prior to OurBanc, David spent over fifteen years working at Citizens Bank, the Boston Federal Reserve, and EY’s Financial Services practice. He is a Steward of the Council for Inclusive Capitalism (the Council) and is a member of the U.S. Faster Payments Council (FPC) and serves on the Financial Inclusion Workgroup and ESG Subgroup.  He is a member of the Black Economic Council of Massachusetts (BECMA).

David is an author and a contributor to numerous articles, papers, and podcasts, and conferences on Inclusive Faster Payments, Financial Inclusion, and Sustainability. David has presented at various payment conferences, including Nacha’s Smarter Faster Payments, US Faster Payment Council meetings, and other events held by regional payment associations in the United States.

David earned his Master’s in Accounting from the University of Notre Dame, and a Master of Science in Information Systems from Baylor University. He has a Bachelor’s in Finance from the University of North Florida, with the highest honors and is a Certified Public Accountant (CPA) and loves all things BBQ!