Instantor provides innovative online identification and financial data reports based on real-time technology, providing insight to customer’s financial situation (i.e. salary level, spending habits, payday loans, other credits and gambling etc.) over the last 12 months. This is done through a connection to the bank in which the customer is a client. This offers a fast and innovative way of conducting credit risk profiling and enables more responsible lending decisions.


Instantor provides a cutting-edge banking API that enables applications to connect with customers’ bank accounts. The solution realizes an easy access to valuable data that can be assessed for customer identification, verification, and risk profiling. Instantor contributes to a frictionless customer experiences, a welcoming developer infrastructure and with intelligent products that facilitate the ability to create innovative applications that solve substantial problems.

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