Credibility Capital Inc.

Credibility Capital is a technology-enabled platform originating A-paper commercial loans for banks and other institutional investors.

Nominated for: Best Lending Platform


Credibility Capital is a digital platform sourcing, originating and servicing whole loans for banks and other institutions.  Started in 2013, the company sources its borrowers through proprietary channels, including an exclusive partnership with Dun & Bradstreet. Credibility specializes in the prime SMB space, originating A-paper loans at rates starting at 8%. Loans ranging from $10,000 to $350,000 are offered with terms of 1 to 3 years. Credibility’s proprietary loan origination and referral platform, a Go-based microservices architecture, streamlines and enhances the application and underwriting process. In addition, the platform enables the company to monetize turn-downs by efficiently routing businesses to other platforms with more suitable product offerings via real-time APIs.

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