Meadowbrook Insurance Group Inc is a Michigan corporation organized in 1985. The Company is a specialty commercial insurance underwriter and insurance administration services company. It also owns and operates insurance agencies and third-party administrators. It markets and underwrites specialty property and casualty insurance programs and products on both an admitted and non-admitted basis through a diverse network of independent retail agents, wholesalers, program administrators and general agents, who value service, specialized knowledge, and focused expertise. Through its retail property and casualty agencies, it also generates commission. Its agencies are located in Michigan, California, Massachusetts, and Florida and produce commercial, personal lines, life and accident and health insurance which are placed primarily with unaffiliated insurance carriers. The Company's products are categorized into four categories namely: Admitted Programs and Standard Market Products comprises the admitted programs which are characterized by risks that are homogeneous or similar within specialty line, class and niche segments of business but have a diverse geographic profile. Main Street Excess and Surplus Lines comprises of excess and surplus lines business which include broad classes of Main Street commercial risks that are generally ineligible for coverage by the standard market. Non-Admitted Programs comprises of characteristics that are similar to its admitted programs; however, the commercial risks it provides coverage for are generally ineligible for coverage by the standard or admitted market and Specialty Market Products offer specialty market products, where specific and unique underwriting expertise is required. The Company competes with other providers of specialty insurance programs, products, and risk management services, as well as with traditional providers of commercial insurance. The Companys Insurance Company subsidiaries are subject to regulation in the states where they conduct business.