Intesa Sanpaolo is a banking group which was formed by the merger of Banca Intesa & Sanpaolo IMI. It provides financial products & services. The Company's products and services include current and saving accounts, loans, mortgages, financing, insurance products, payment, leasing and factoring services, as well as corporate, investment and private banking services. The Company offers consumer credit, asset management, Internet banking, merchant banking, securities brokerage, factoring, and lease financing services, and manages mutual funds. The Company operates branches throughout Italy, and offices elsewhere in Europe, Asia, and the United States.