National Debt Relief Highlights Key Solutions for Settling Credit Card Debts
According to consumer credit data, more Americans are deeper in credit card debt this year than last and that late payments are at an 18-year low. How can borrowers catch up with payments? National Debt Relief unveils debt settlement programs tailored for every client.
New York, NY (PRWEB) October 29, 2012
The average consumer reportedly has a total of 13 credit obligations with credit bureaus: nine of those are from credit cards and four are from installment loans. Whether it's a department store charge card or a bank card, many consumers struggling with credit card bills are asking: “Is debt settlement right for me?” National Debt Relief gave a powerful answer to that question and recently offered up its customized debt settlement programs.
With tax bills and the price of gas and other commodities projected to increase in 2013—amid stagnant wages—making monthly credit card payments is likely to become more difficult for the average consumer. National Debt Relief, a reputable debt settlement company, is staying true to its name by formulating smart and viable solutions for thousands of Americans who want to achieve freedom from debts. And it couldn't come at a better time with the holidays just right around the corner and credit card charging is likely to spike.
National Debt Relief recognizes that there can be no one-size fits all solution for every debt problem as each case will be different. Accordingly, the New York-based company creates tailor fit debt settlement programs for every client. National Debt Relief clarifies further, “We can provide a proven solution based on your individual situation, including your ability to save money for settlement offers, your past payment history, and your financial hardship. Once we evaluate your individual circumstances, we will offer a credit consolidation program customized to your needs.”
Clients of National Debt Relief not only have access to the expertise of debt consultants, but they'll also benefit from the wealth of connections the company has with various collection agencies and creditors. Through National Debt Relief's working relationships with these crucial parties, clients could potentially see lowered payments and interest rates along with waived late penalty fees — results which can only be negotiated by National Debt Relief's experienced debt specialists.
National Debt Relief's debt settlement program is specifically designed for borrowers with $7,500 in unsecured credit card debts (student loans and mortgages are unqualified) and those who have recently experienced financial hardship and are looking at the brink of filing bankruptcy. Adds National Debt Relief, “When you reach the fiscal cliff, this is when bringing in a professional can save you from going over… getting professional debt help is more likely to give you the desired outcomes - a lower credit card balance.”
Aside from providing tailored debt settlement programs, National Debt Relief also aims to educate millions of Americans on managing their debts. This is best illustrated with a recent article on the company's website entitled: “Is There A Best Way To Do Debt Consolidation?”
In the article, National Debt Relief analyzes several forms of debt consolidation and provides a clear explanation of what consumers can expect from each option. From transferring credit card debts to debt consolidation loan, National Debt Relief gives the pros and cons of each alternative allowing site visitors to come up with better informed decisions on managing their credit card debts. The company does point out though that professional debt consolidation trumps all the other alternatives because it could slash interest rates and reduce outstanding balances faster and better.
National Debt Relief remarks, “ Our debt counselors have helped our customers save thousands of dollars and get out of debt in 24 to 48 months. Plus, you will be offered a payment plan you can afford or you don't have to accept it. If you need immediate help with your debts, call our toll-free number today. It could easily be your best way to do debt consolidation.”
Find out more about credit card loan consolidation and debt settlement programs on NationalDebtRelief.com.
For the original version on PRWeb visit: http://www.prweb.com/releases/prweb2012/nationaldebtrelief/prweb10046352.htmView Comments and Join the Discussion!